SCHEDULE OF CHARGES (MSME/LAP Finance)

Loan Origination Charges

S.No.	Particulars	Amount
1	Login fees	Rs. 1500/- Including GST
2	Processing Fees	1% to 3% Plus GST, As Per Product
3	Stamp Duty	Actual, As Per Applicable State Law
4	Cersai Charges Creation Charges	Rs. 125/- Plus GST
5	Legal Charges & Documentation Charges (Including Title Investigation Report)	Rs. 1500 to 2500/- Plus GST As per Loan Amount
6	Valuation Charges	Rs. 1500 to 2500/- Plus GST, As Per Loan Amount for LAP
7	Insurance Charges (if Opted)	Actual, As Per Insurance Company Policy

Loan management Charges

S.No.	Particulars	Amount
1	Cheque Swap/Replacement Charges	Rs. 500/-
2	Field Visit Fees for Collection Follow Up	Rs. 500 to 1000/- Plus GST, As per the Distance
3	Foreclosure Pre-Termination Charges	5% Plus GST
4	Foreclosure Value Statement Charges	Rs. 1000/- GST
5	Statement Charges	Rs. 1000/- Including GST

Charges for Non Compliance of Terms & Conditions of Loan Agreement

S.No.	Particulars	Amount
1	Overdue EMI Interest	As Per Contractual Annualized Rate of Interest on Defaulted Amount for The Period of Default
2	Cheque Bounce/ECH or ACH Dishonor Charges	Rs. 1000/- per stance

SCHEDULE OF CHARGES (Green Finance)

Loan Origination Charges

S.No.	Particulars	Amount
1	Login fees	No Login fees
2	Processing Fees	1% to 2.5% Plus GST, As Per Product
3	Stamp Duty	Actual, As Per Applicable State Law
4	Cersai Charges Creation Charges	Rs. 125/- Plus GST
5	Insurance Charges (if Opted)	Actual, As Per Insurance Company Policy

Loan management Charges

S.No.	Particulars	Amount
1	Cheque Swap/Replacement Charges	Rs. 500/-
2	Field Visit Fees for Collection Follow Up	Rs. 500 to 1000/- Plus GST, As per the Distance
3	Foreclosure Pre-Termination Charges	5% Plus GST
4	Foreclosure Value Statement Charges	Rs. 1000/- GST
5	Statement Charges	Rs. 1000/- Including GST

Charges for Non Compliance of Terms & Conditions of Loan Agreement

S.No.	Particulars	Amount
1	Overdue EMI Interest	As Per Contractual Annualized Rate of Interest on Defaulted Amount for The Period of Default
2	Cheque Bounce/ECH or ACH Dishonor Charges	Rs. 1000/- per stance